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Buyers Guide

A comprehensive guide for every home buyer

HOME SELECTION CRITERIA
HOME LOAN FACTS
NRI FAQs
INVESTMENT TOOLS

HOME SELECTION CRITERIA

PARAMETER
QUESTIONS TO BE ASKED
Location of the Project
While selecting the ideal home, you need to keep the following factors in mind-proximity to the main roads, bus stops, railway lines, transportation services, civic & recreational amenities like educational institutions, park, police station, temples, community hall, hospitals, and auditorium within reach?
Affordability
Does the location fit your budget?
Place of employment
How much is the distance of your office from the desired location?
Market area
Is there a market nearby?
Education
Where is the nearest school?
Public transport Facilities
Is public transport easily accessible from the location?
Developer
Does the real-estate developer have good reputation in the market?
Accessibility to water and electricity
Is there steady supply of both?
 
Hospital/ Medical services
Are medical facilities easily near the project?
Monthly Society maintenance
Is the monthly society maintenance a strain on your budget?
Safety and Security
Is the security systems in place, like a professional guard or electronic?
PARAMETER
QUESTIONS TO BE ASKED
Chain of title
It is a priority to have all the registered documents from the proposed seller who declares the ownership of property. These documents are vital for you to apply for a loan from the bank?
Affordability
Do examine the internal as well as the external state of the building?
Water leakages
Any property with water leakages should be an immediate no as it is bound to impact the building as a whole?
Maintenance of the flat
Is the paint/wallpaper from the wall peeling away or Is the concrete crumbling?
Neighbours
Grumpy and Intervening neighbours can make life very unpleasant?
Transfer charges
If the society transfer chargers are too high, then you need to factor that in your budget?
Ownership Type
In some projects, the property available is only via power of attorney or "pugree" basis. Getting funding for such properties is a problem?
Self constructed property (SCP)
SCP is when, you buy a plot of land and construct your property there. Though you Might like that, banks don’t. As, not all banks may fund such a project?
Under construction property at an initial stage
Many banks do not prefer to fund such projects. Though, if the builder has a good Track-record, it shouldn’t be a problem?

Disclaimer: The information provided herein is just for reference purpose collected from various sources. Rajesh LifeSpaces shall not be responsible for any changes in policies.